Health Insurance
Deciding whether to buy health insurance is a no-brainer. Think of what would happen if you didn’t have insurance and someone in your family suffered a serious illness requiring a long hospital stay or expensive prescription drugs. How quickly would snowballing medical bills wipe you out?
But the health insurance world has changed significantly over the past few years. Even people who have coverage through their employer are experiencing many changes -- with higher deductibles, more out-of-pocket costs, less-generous coverage for prescription drugs, and shrinking networks of doctors and hospitals.
It’s important to choose your health insurance carefully and to learn some key strategies for getting the most out of the coverage once you start to use it.
Individual Health Insurance
Individual Insurance is a health policy that you can purchase for just yourself or for your family. Individual policies are also called personal health plans.
Group Health Insurance
A group health insurance plan is a health insurance plan that provides coverage to members of a group that tends to be employees of a company or members of an organization. Members of the group usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders.
Short Term Health Insurance
Short Term health insurance, sometimes called gap insurance or temporary health insurance, is designed to help bridge gaps in your health care coverage during times of transition.
Dental and Vision Insurance
Ancillary insurance is secondary coverage that can help address some of the out-of-pocket financial exposure associated with dental and vision health.
About Me
As an impartial Insurance Broker my focus is on saving you time and money, helping to make your life easier and your business run better! I pride myself on being a careful listener, understanding exactly what it is that you are looking for, and looking for the most cost-effective package. As a client, you’re assured that when it comes to finding the right policy, renewals and following up on your claims, you will always be my main priority.